Bailey & Gunderson Co., L.P.A.
At Bailey & Gunderson, you can count on our lawyers to provide a high level of client service. We will work closely with you to fully understand what you need. Our lawyers will answer your questions and respond to your concerns in a timely manner. At the same time, we are always conscious of making the legal process as affordable…
Bailey & Gunderson Co., L.P.A.
At Bailey & Gunderson, you can count on our lawyers to provide a high level of client service. We will work closely with you to fully understand what you need. Our lawyers will answer your questions and respond to your concerns in a timely manner. At the same time, we are always conscious of making the legal process as affordable…
CaJacob Law Group
At CaJacob Law Group, everything we do is tailored to fit you. Founding attorney Jennifer CaJacob is a lifelong humanitarian dedicated to helping her clients navigate the financial hardships of bankruptcy. Accompanied by attorneys Brian Duffey and Sean Heffernan, our law firm is uniquely suited to help you through both personal injury and bankruptcy cases in Columbus, OH. Unclaimed: Claim this business
Chris Wesner Law Office, LLC
At the Chris Wesner Law Office, LLC we stand ready to assist you in matters involving bankruptcy, criminal defense, personal injury, and estate planning and probate. Contact us schedule a free initial consultation. We look forward to discussing your case.
Chris Wesner Law Office, LLC
Chris Wesner Law Office, LLC is a Full Service bankruptcy law firm dedicated to providing experienced legal advice at affordable rates. We are one of the largest bankruptcy providers in the Dayton Ohio area and are dedicated to YOUR case. Bankruptcy is WHAT we DO.
Freeburg & Freeburg LLC
Our attorneys, led by husband and wife duo David and Toni Freeburg, are experienced and dedicated to their practice areas. Toni has 20 years of experience working with bankruptcy. David has 16 years of experience working on real estate cases. Both David and Toni speak at seminars and are thoroughly knowledgeable about laws in their respective practice areas.
Godbey Law
When clients return to our law firm or refer someone to us for representation, we take it as a compliment - a sign that we are doing our jobs effectively. We take our role as your attorneys seriously, never forgetting that the outcome of the case affects your future. As our client, you can rely on our lawyers and staff…
Graham & Associates Law Offices, LLC
Graham & Associates Law Offices, LLC is a full service law firm specializing in personal bankruptcy and business bankruptcy. Specifically, we are experts in providing services related to chapter 7 bankruptcy, chapter 11 bankruptcy, and chapter 13 bankruptcy. Our professional and experienced attorneys have been practicing law for more than 15 years. We offer a robust selection of other law…
Graham & Associates Law Offices, LLC
Graham & Associates Law Offices, LLC is a full service law firm specializing in personal bankruptcy and business bankruptcy. Specifically, we are experts in providing services related to chapter 7 bankruptcy, chapter 11 bankruptcy, and chapter 13 bankruptcy. Our professional and experienced attorneys have been practicing law for more than 15 years. We offer a robust selection of other law…
Graham & Associates Law Offices, LLC
Graham & Associates Law Offices, LLC is a full service law firm specializing in personal bankruptcy and business bankruptcy. Specifically, we are experts in providing services related to chapter 7 bankruptcy, chapter 11 bankruptcy, and chapter 13 bankruptcy. Our professional and experienced attorneys have been practicing law for more than 15 years. We offer a robust selection of other law…
Guerrieri, Cox & Associates
At Guerrieri, Cox & Associates, LLC., in Columbus, Ohio, we have helped thousands of indebted people throughout central Ohio to regain control of their finances by managing, and even eliminating their debts. Our experienced debt-reduction attorneys can free you from your debts and lead you to financial freedom using legal tools provided under the U.S. Bankruptcy Code and other laws.
Isla Mesler Law Offices, PLLC
When your personal issues seem impossible to handle on your own, you can turn to us, Ohio Chapter 7 & 13 Bankruptcy lawyers Roger A. Isla and Amanda M. Mesler. Our firm has more than 20 years of experience helping people solve serious problems. Steubenville, OH divorce, DUI and bankruptcy attorneys get you through tough times. Unclaimed: Claim this business
Kennel Zeigler LLC
Don't let debt overwhelm you. Located in Dayton, Kennel Zeigler LLC has helped countless people find the debt relief they desperately need. Our team includes one of the few board-certified consumer law attorneys in Ohio, giving us unique insight into the bankruptcy solution that will work best for you. Put a stop to foreclosure, auto repossession, wage garnishment and creditor…
Mahaffey & Associates LLC
Mahaffey & Associates is a Toledo law firm that offers outstanding customer service and skilled legal counsel in areas of consumer and corporate bankruptcy, including Chapter 7 and Chapter 13 bankruptcy, plus family law matters, criminal defense, elder law, and estate planning.
Mahaffey & Associates, LLC
The Sylvania, Ohio, law firm of Mahaffey & Associates is a small law firm that offers personalized customer service and skilled legal counsel in areas that include consumer and corporate bankruptcy, including Chapter 7 and Chapter 13 bankruptcy; and family law matters involving divorce and dissolution, child custody, adoption, child support and paternity.
Mahaffey & Associates, LLC
Mahaffey & Associates is a local law firm with offices throughout the Toledo Metro, including Northwood, that offers outstanding customer service and skilled legal counsel in areas of consumer and corporate bankruptcy, including Chapter 7 and Chapter 13 bankruptcy, plus family law matters, criminal defense, elder law, and estate planning.
Paolucci Bankruptcy Law
Bankruptcy Attorney serving Akron, Ohio. Paolucci Law is a private law firm focused on Chapter 7 and Chapter 13 bankruptcy. Since 2001, attorney Dean Paolucci has helped several thousand clients overcome adversity and file for bankruptcy. Paolucci Law treats clients with respect, loyalty, and personal attention to detail.
Paolucci Law
Bankruptcy Attorney serving Cleveland, Ohio. Paolucci Law is a private law firm focused on Chapter 7 and Chapter 13 bankruptcy. Since 2001, attorney Dean Paolucci has helped several thousand clients overcome adversity and file for bankruptcy. Paolucci Law treats clients with respect, loyalty, and personal attention to detail.
Richard West Law Office
You can trust Rick West. Over 20,000 families in the Sprindale, Sharonville Cincinnati area have trusted Rick to end their financial hardships, and help them rebuild credit. Find out why. Free consultation, on the phone or in person. Payment plans. He really cares, and it shows. No wonder so many people chose Rick over all other attorneys.
Richard West Law Office
Cincinnati Bankruptcy Lawyer Richard West. When you review bankruptcy attorneys in Cincinnati Ohio you'll see more people trust Richard West to wipe out credit cards in personal bankruptcy. When you file personal bankruptcy, chapter 7 or chapter 13 bankruptcy, that takes care of the debt. But there is more work to do. Rick West will help you rebuild your credit…
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Basic Difference Between Bankruptcy Lawyer and Debt Settlement Attorney
While it's common that a bankruptcy attorney is also well-qualified to act as a debt settlement attorney, you should understand an important distinction between the two legal means of resolving debts.
A debt settlement attorney will represent you with your creditors to negotiate a workable payment plan, and perhaps even negotiate a reduction in the total amount you owe. However, the debt settlement attorney will work separately with each creditor. In addition, the creditors aren't obligated to sit down at the table with your debt settlement attorney.
In contrast, if you file for bankruptcy, your bankruptcy lawyer represents your interests before the bankruptcy court. The bankruptcy court does have the power to compel your creditors to participate in the proceeding. You've now centralized all claims against you into a single proceeding. Your bankruptcy lawyer will still be negotiating with your creditors, but now under the supervision of the bankruptcy court.
A challenge to filing for bankruptcy is that it can have legal implications beyond the bankruptcy proceeding itself and is a matter of public record. You may find it preferable for a debt settlement attorney to help you resolve your debt issues privately, especially if you have only one or two major creditors.
A bankruptcy attorney can help advise you whether filing for bankruptcy or working privately is the right option for you.
Sources of Bankruptcy Law
The main bankruptcy laws in the United States are federal laws. If you do file for bankruptcy, you'll be filing in a federal bankruptcy court. A bankruptcy attorney must be admitted to practice in the federal court district where you're located in order to represent you in the bankruptcy court.
In addition, each state does have its own laws that can impact your case, such as homestead exemption laws that determine how you can protect your home during the bankruptcy process.
Basic Bankruptcy Law
The Bankruptcy Code is commonly known by its various chapters, such as Chapter 7 or Chapter 13. Simply put, the chapter under which your bankruptcy lawyer will recommend you file will depend on whether you're filing as an individual or a legal entity. The chapter selection will also depend on whether you want to liquidate your assets to pay off your debts or reorganize your debts into a single payment plan.
Each chapter has its own requirements, so you might only be eligible for one type of bankruptcy. Your bankruptcy lawyer will help determine which chapters are available to you.
The goal of the bankruptcy proceeding is to offer you a fresh start once it's over. This doesn't mean you can avoid paying your debts through bankruptcy, only that your bankruptcy attorney will help you negotiate a manageable resolution.
