Find bankruptcy law firms and bankruptcy attorneys in North America and the USA. These lawyers stand ready to assist with bankruptcy cases, whether it is a chapter 7 bankruptcy or a chapter 13 bankruptcy. Do not leave your financial future to chance - get the expert help you need today.

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ARjontGroup Law Office of Roger Traversa
PO Box 1932
833 Chestnut St.
Philadelphia, PA 19105

A law firm serving businesses and individuals.

No Reviews Yet

Phone(215) 279-8940

ARjontGroup Law Office of Roger Traversa
PO Box 1932
833 Chestnut St.
Philadelphia, PA 19105

A law firm serving businesses and individuals.

Law Office of Robert Manchel
1515 Market St
Suite 1300
Philadelphia, PA 19102

NJ Bankruptcy Attorney Lawyer - Chapter 13 - Chapter 7 - Foreclosure Resolution. New Jersey bankruptcy attorney and law firm led by Robert Manchel, Esq. Contact their NJ law offices for Chapter 7 or Chapter 13 bankruptcy protection. Our NJ bankruptcy law firm services all counties in New Jersey including Monmouth, Ocean, Middlesex, Union, Hudson and Bergen County. Affiliations: American…

No Reviews Yet

Phone(866) 503-5655

Law Office of Robert Manchel
1515 Market St
Suite 1300
Philadelphia, PA 19102

NJ Bankruptcy Attorney Lawyer - Chapter 13 - Chapter 7 - Foreclosure Resolution. New Jersey bankruptcy attorney and law firm led by Robert Manchel, Esq. Contact their NJ law offices for Chapter 7 or Chapter 13 bankruptcy protection. Our NJ bankruptcy law firm services all counties in New Jersey including Monmouth, Ocean, Middlesex, Union, Hudson and Bergen County. Affiliations: American…

McDowell Posternock Apell & Detrick, PC
1528 Walnut Street
#2015
Philadelphia, PA 19102

McDowell Posternock Apell & Detrick, PC

No Reviews Yet

Phone(866) 879-8855

McDowell Posternock Apell & Detrick, PC
1528 Walnut Street
#2015
Philadelphia, PA 19102

McDowell Posternock Apell & Detrick, PC

Sadek and Cooper Law Offices, LLC
1315 Walnut St
Suite 502
Philadelphia, PA 19107

Sadek Law Offices, LLC's Philadelphia bankruptcy law office provides expert bankruptcy counsel focused on obtaining a fresh start for our clients. Our lawyers will assist you with your situation and help you reach a path leading toward long-term financial stability.

No Reviews Yet

Phone(214) 545-0008

Sadek and Cooper Law Offices, LLC
1315 Walnut St
Suite 502
Philadelphia, PA 19107

Sadek Law Offices, LLC's Philadelphia bankruptcy law office provides expert bankruptcy counsel focused on obtaining a fresh start for our clients. Our lawyers will assist you with your situation and help you reach a path leading toward long-term financial stability.

The Law Offices of David M. Offen
601 Walnut Street
Suite 160
Philadelphia, PA 19106

The Law Offices of David M. Offen

No Reviews Yet

Phone(215) 625-9600

The Law Offices of David M. Offen
601 Walnut Street
Suite 160
Philadelphia, PA 19106

The Law Offices of David M. Offen

McDowell Posternock Law
1528 Walnut Street
#2015
Philadelphia, PA 19102

McDowell Posternock Law

No Reviews Yet

Phone(866) 879-8855

McDowell Posternock Law
1528 Walnut Street
#2015
Philadelphia, PA 19102

McDowell Posternock Law

Why State Bar Attorneys?

StateBarAttorneys is the best law firm directory curated by a team of editors that will help you find a trusted attorney with confidence in the legal area you require. Powered by Best of the Web, all lawyers listed in this legal directory provide testimonials and reviews to ensure their understanding of their state's laws have won cases and the best possible outcome for their clients in their field of expertise.

Talk To The Best Bankruptcy Attorney Now

Call Now: 1-877-648-0142

With the economy continuing to struggle and jobs still hard to find, many people are facing increasingly difficult financial straits. Both a bankruptcy attorney or debt settlement attorney can help you understand your legal options to deal with creditors.

Basic Difference Between Bankruptcy Lawyer and Debt Settlement Attorney


While it's common that a bankruptcy attorney is also well-qualified to act as a debt settlement attorney, you should understand an important distinction between the two legal means of resolving debts.

A debt settlement attorney will represent you with your creditors to negotiate a workable payment plan, and perhaps even negotiate a reduction in the total amount you owe. However, the debt settlement attorney will work separately with each creditor. In addition, the creditors aren't obligated to sit down at the table with your debt settlement attorney.

In contrast, if you file for bankruptcy, your bankruptcy lawyer represents your interests before the bankruptcy court. The bankruptcy court does have the power to compel your creditors to participate in the proceeding. You've now centralized all claims against you into a single proceeding. Your bankruptcy lawyer will still be negotiating with your creditors, but now under the supervision of the bankruptcy court.

A challenge to filing for bankruptcy is that it can have legal implications beyond the bankruptcy proceeding itself and is a matter of public record. You may find it preferable for a debt settlement attorney to help you resolve your debt issues privately, especially if you have only one or two major creditors.

A bankruptcy attorney can help advise you whether filing for bankruptcy or working privately is the right option for you.

Sources of Bankruptcy Law


The main bankruptcy laws in the United States are federal laws. If you do file for bankruptcy, you'll be filing in a federal bankruptcy court. A bankruptcy attorney must be admitted to practice in the federal court district where you're located in order to represent you in the bankruptcy court.

In addition, each state does have its own laws that can impact your case, such as homestead exemption laws that determine how you can protect your home during the bankruptcy process.

Basic Bankruptcy Law


The Bankruptcy Code is commonly known by its various chapters, such as Chapter 7 or Chapter 13. Simply put, the chapter under which your bankruptcy lawyer will recommend you file will depend on whether you're filing as an individual or a legal entity. The chapter selection will also depend on whether you want to liquidate your assets to pay off your debts or reorganize your debts into a single payment plan.

Each chapter has its own requirements, so you might only be eligible for one type of bankruptcy. Your bankruptcy lawyer will help determine which chapters are available to you.

The goal of the bankruptcy proceeding is to offer you a fresh start once it's over. This doesn't mean you can avoid paying your debts through bankruptcy, only that your bankruptcy attorney will help you negotiate a manageable resolution.

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