Top Texas Bankruptcy Lawyers and Law Firms

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Find bankruptcy law firms and bankruptcy attorneys in North America and the USA. These lawyers stand ready to assist with bankruptcy cases, whether it is a chapter 7 bankruptcy or a chapter 13 bankruptcy. Do not leave your financial future to chance - get the expert help you need today.

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Dove Law Firm, PLLC

As a bankruptcy lawyer in Houston, I primarily help people and companies file Chapter 7 bankruptcy and Chapter 13 bankruptcy. I also help both… Unclaimed: Claim this business

Acosta Law, P.C.

Acosta Law has been the go to bankruptcy attorney for the residents of Houston, TX since 1998. Specializing in chapter 7 and chapter 13,…

Eric Southward, Attorney at Law

We help people get out of debt using federal bankruptcy laws. We also assist people with federal student loan defense. For over 20 years,we…

Keeling Law Firm

Keeling Law Firm has focused on helping families and businesses in Houston, Texas with their debt problems since 1986. The legal services we provide…

The Law Offices of Joshua Cavanaugh

The Law Offices of Joshua Cavanaugh is a law firm that is dedicated to giving the residents of Fort Bend county the best services…

The Law Offices of Joshua Cavanaugh

We specialize in Bankruptcy Law, and we serve Katy and the Greater Houston Area. We are very passionate about assisting our fellow neighbors to…

Jason M. Sweny, Attorney at Law

Jason M. Sweny, Houston attorney, specializes in business and corporate law providing high quality legal services for the Houston, Texas area. It's our mission…

Zumwalt Law Group

Zumwalt Law Group is a Texas-based law firm with extensive roots in the Houston area. Its principal attorney, Rand Zumwalt, was born and raised…

Westbrook Law Firm, PLLC

Westbrook Law Firm, PLLC

24 E Greenway Plaza Suite 1705 Houston, TX 77046
With the economy continuing to struggle and jobs still hard to find, many people are facing increasingly difficult financial straits. Both a bankruptcy attorney or debt settlement attorney can help you understand your legal options to deal with creditors.

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Recent Bankruptcy Lawyer Reviews

Recent Review

The Law Office of James A. Graham LLC

DaMal House Of Tees Wednesday, June 7th 2023
James Graham is the best. He will fight for you all the way. He won my case for me and I'm loving it. [...]
Recent Review

Symmes Law Group PLLC

Adam Mendoza Monday, January 23rd 2023
Mr. Symmes did in awesome job for me. He was prompt and straight to the point. Very knowledgable and [...]
Recent Review

Diane L. Drain, Law Office of D.L. Drain, P.A.

Paul G Wednesday, November 2nd 2022
If there is more than 5 stars, I would Jump to give the highest possible rating to attorney Diane Drain. [...]

Basic Difference Between Bankruptcy Lawyer and Debt Settlement Attorney


While it's common that a bankruptcy attorney is also well-qualified to act as a debt settlement attorney, you should understand an important distinction between the two legal means of resolving debts.

A debt settlement attorney will represent you with your creditors to negotiate a workable payment plan, and perhaps even negotiate a reduction in the total amount you owe. However, the debt settlement attorney will work separately with each creditor. In addition, the creditors aren't obligated to sit down at the table with your debt settlement attorney.

In contrast, if you file for bankruptcy, your bankruptcy lawyer represents your interests before the bankruptcy court. The bankruptcy court does have the power to compel your creditors to participate in the proceeding. You've now centralized all claims against you into a single proceeding. Your bankruptcy lawyer will still be negotiating with your creditors, but now under the supervision of the bankruptcy court.

A challenge to filing for bankruptcy is that it can have legal implications beyond the bankruptcy proceeding itself and is a matter of public record. You may find it preferable for a debt settlement attorney to help you resolve your debt issues privately, especially if you have only one or two major creditors.

A bankruptcy attorney can help advise you whether filing for bankruptcy or working privately is the right option for you.

Sources of Bankruptcy Law


The main bankruptcy laws in the United States are federal laws. If you do file for bankruptcy, you'll be filing in a federal bankruptcy court. A bankruptcy attorney must be admitted to practice in the federal court district where you're located in order to represent you in the bankruptcy court.

In addition, each state does have its own laws that can impact your case, such as homestead exemption laws that determine how you can protect your home during the bankruptcy process.

Basic Bankruptcy Law


The Bankruptcy Code is commonly known by its various chapters, such as Chapter 7 or Chapter 13. Simply put, the chapter under which your bankruptcy lawyer will recommend you file will depend on whether you're filing as an individual or a legal entity. The chapter selection will also depend on whether you want to liquidate your assets to pay off your debts or reorganize your debts into a single payment plan.

Each chapter has its own requirements, so you might only be eligible for one type of bankruptcy. Your bankruptcy lawyer will help determine which chapters are available to you.

The goal of the bankruptcy proceeding is to offer you a fresh start once it's over. This doesn't mean you can avoid paying your debts through bankruptcy, only that your bankruptcy attorney will help you negotiate a manageable resolution.