Top California Bankruptcy Lawyers and Law Firms

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Find bankruptcy law firms and bankruptcy attorneys in North America and the USA. These lawyers stand ready to assist with bankruptcy cases, whether it is a chapter 7 bankruptcy or a chapter 13 bankruptcy. Do not leave your financial future to chance - get the expert help you need today.

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Ankcorn Law Firm

San Diego Bankruptcy lawyer Mark Ankcorn fights to protect the rights of clients living in Chula Vista, Escondido, Temecula, San Diego, Riverside, and Orange… Unclaimed: Claim this business

BLC Law Center

We have filed thousands of bankruptcy cases and our sole mission is to help people facing tough financial times—overwhelming credit card debts, foreclosures, repossessions,…

Doan Bankruptcy Law Firm

Bills piling up? Tired of collection calls? Afraid you'll never get out of debt? Break the cycle and get a fresh start! San Diego…

The Law Office of Mark A. Reed

High-end legal representation doesn't always come at high-end rates. With over 20 years of experience, the Law Office of Mark Reed offers you affordable…

Alternative Solutions Legal Center

Alternative Solutions Legal Center, PC offers affordable and legal credit repair, bankruptcy and debt relief solutions. Let us help you find the best solution…

Doan Law Firm

Doan Law Firm are bankruptcy attorneys that can stop wage garnishments, creditor harassment, repossession and foreclosure. With 17 offices throughout San Diego, the lawyers…

The Solutions Law Center

The Solutions Law Center is your legal solution if you need help in the areas of bankruptcy, divorce or family law, DUI/DWI, automobile accidents,…

With the economy continuing to struggle and jobs still hard to find, many people are facing increasingly difficult financial straits. Both a bankruptcy attorney or debt settlement attorney can help you understand your legal options to deal with creditors.

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New Bankruptcy Lawyer Listings

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The Law Office of James A. Graham LLC

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Omni Injury and Accident Law, P.C.

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Law Offices of SRIS, P.C.

Recent Bankruptcy Lawyer Reviews

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The Law Office of James A. Graham LLC

Dee Truth Wednesday, June 7th 2023
Attorney Elizabeth Williams is the BEST!! She not only delivers professional service but is personable [...]
Recent Review

Symmes Law Group PLLC

Pete O'Neil Monday, January 23rd 2023
Richard is very kind and professional. I'd recommend him 100%
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Diane L. Drain, Law Office of D.L. Drain, P.A.

Lesley Shirley Wednesday, November 2nd 2022
Lesley Shirley opted not to leave a text review of Diane L. Drain, Law Office of D.L. Drain, P.A.

Basic Difference Between Bankruptcy Lawyer and Debt Settlement Attorney


While it's common that a bankruptcy attorney is also well-qualified to act as a debt settlement attorney, you should understand an important distinction between the two legal means of resolving debts.

A debt settlement attorney will represent you with your creditors to negotiate a workable payment plan, and perhaps even negotiate a reduction in the total amount you owe. However, the debt settlement attorney will work separately with each creditor. In addition, the creditors aren't obligated to sit down at the table with your debt settlement attorney.

In contrast, if you file for bankruptcy, your bankruptcy lawyer represents your interests before the bankruptcy court. The bankruptcy court does have the power to compel your creditors to participate in the proceeding. You've now centralized all claims against you into a single proceeding. Your bankruptcy lawyer will still be negotiating with your creditors, but now under the supervision of the bankruptcy court.

A challenge to filing for bankruptcy is that it can have legal implications beyond the bankruptcy proceeding itself and is a matter of public record. You may find it preferable for a debt settlement attorney to help you resolve your debt issues privately, especially if you have only one or two major creditors.

A bankruptcy attorney can help advise you whether filing for bankruptcy or working privately is the right option for you.

Sources of Bankruptcy Law


The main bankruptcy laws in the United States are federal laws. If you do file for bankruptcy, you'll be filing in a federal bankruptcy court. A bankruptcy attorney must be admitted to practice in the federal court district where you're located in order to represent you in the bankruptcy court.

In addition, each state does have its own laws that can impact your case, such as homestead exemption laws that determine how you can protect your home during the bankruptcy process.

Basic Bankruptcy Law


The Bankruptcy Code is commonly known by its various chapters, such as Chapter 7 or Chapter 13. Simply put, the chapter under which your bankruptcy lawyer will recommend you file will depend on whether you're filing as an individual or a legal entity. The chapter selection will also depend on whether you want to liquidate your assets to pay off your debts or reorganize your debts into a single payment plan.

Each chapter has its own requirements, so you might only be eligible for one type of bankruptcy. Your bankruptcy lawyer will help determine which chapters are available to you.

The goal of the bankruptcy proceeding is to offer you a fresh start once it's over. This doesn't mean you can avoid paying your debts through bankruptcy, only that your bankruptcy attorney will help you negotiate a manageable resolution.