Kelley & Fulton P.L. | Bankruptcy Attorney West Palm Beach
Whether serving as bankruptcy lawyers in West Palm Beach, foreclosure attorneys in South Florida, or general South Florida bankruptcy consultants, Kelley & Fulton vows to explore all your options and truly invest in achieving the best possible results for your individual case. We've spent more than 25 years helping Florida home and business owners make the choices that are best…
Kelley & Fulton P.L. | Bankruptcy Attorney West Palm Beach
Whether serving as bankruptcy lawyers in West Palm Beach, foreclosure attorneys in South Florida, or general South Florida bankruptcy consultants, Kelley & Fulton vows to explore all your options and truly invest in achieving the best possible results for your individual case. We've spent more than 25 years helping Florida home and business owners make the choices that are best…
Kelley & Fulton P.L. | Bankruptcy Attorney West Palm Beach
Whether serving as bankruptcy lawyers in West Palm Beach, foreclosure attorneys in South Florida, or general South Florida bankruptcy consultants, Kelley & Fulton vows to explore all your options and truly invest in achieving the best possible results for your individual case. We've spent more than 25 years helping Florida home and business owners make the choices that are best…
Law Offices of Carol M. Galloway, P.A.
Providing bankruptcy solutions in Florida for more than 13 years, the Law Offices of Carol M. Galloway, P.A. is a respected law firm advocating for clients in Chapter 7 Bankruptcy, Chapter 11 Bankruptcy and Chapter 13 Bankruptcy cases. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Contact our reputable Jacksonville law…
Markarian Frank & Hayes
Markarian Frank & Hayes includes West Palm Beach bankruptcy attorneys who are Board-Certified in business and consumer bankruptcy, which means we have demonstrated the skill and experience necessary to be called Specialists in these areas. Contact our West Palm Beach business law and bankruptcy attorneys today. Unclaimed: Claim this business
Michael D. Bruckman, P.A.
At Michael D. Bruckman, P.A., we help people regain control of their lives. We provide results-oriented representation in bankruptcy proceedings designed to obtain maximum debt relief for our clients. Our consumer bankruptcy lawyers help people keep their homes through Chapter 13 bankruptcy and foreclosure defense litigation. We also help homeowners obtain loan modifications relief from debts without resorting to bankruptcy.
Nowack & Olson, PLLC
For more than 15 years, the law firm of Nowack & Olson has developed a respected, client-driven practice in the areas of bankruptcy law and real estate. We have decades of experience working with courts, bankruptcy trustees and thousands of happy clients throughout South Florida.
Nowack & Olson, PLLC
For more than 15 years, the law firm of Nowack & Olson has developed a respected, client-driven practice in the areas of bankruptcy law and real estate. We have decades of experience working with courts, bankruptcy trustees and thousands of happy clients throughout South Florida.
Ozment Law, PA
At Ozment Law, PA, we are here to tell you that there is hope even in the worst situations. As experienced bankruptcy litigation lawyers, we have helped countless individuals and businesses throughout Florida work their way toward lasting solutions and ultimately, a brighter financial future. Unclaimed: Claim this business
Tampa Law Advocates, P.A.
Tampa Law Advocates, P.A. represents clients throughout the Tampa Bay area and Florida in a diverse array of legal issues including bankruptcy and foreclosure defense, civil litigation, divorce and family law, and real estate matters. To discuss your situation with us, please contact us today to schedule your initial consultation. Unclaimed: Claim this business
The Ceballos Law Firm, P.A.
Call 407-704-8975 Get A FREE Consultation. We'll give you legal guidance and aggressive representation for criminal defense, bankruptcy and foreclosure.
The Day Law Office
What would it mean to get a fresh start from your financial and legal troubles? Day Law, in Spring Hill, Florida, is committed to helping every client see forward to a better tomorrow. By focusing exclusively on services such as Chapter 7 and Chapter 13 personal bankruptcy, Florida divorce and family law, and estate planning and probate, every client can…
The Day Law Office
What would it mean to get a fresh start from your financial and legal troubles? Day Law, in Spring Hill, Florida, is committed to helping every client see forward to a better tomorrow. By focusing exclusively on services such as Chapter 7 and Chapter 13 personal bankruptcy, Florida divorce and family law, and estate planning and probate, every client can…
Timothy J. Sierra, Attorney at Law
I am Timothy J. Sierra, Attorney At Law, and I understand how quickly debt can accumulate. As a Florida bankruptcy lawyer, I take pride in helping take the weight of debt off people's shoulders. My practice is devoted to helping individuals and families to regain their balance and find effective debt relief solutions. Quality, integrity and honesty are the guiding…
Carlson & Associates, P.A.
Welcome to Carlson & Associates, P.A., located in Miami, Florida. We are a trial law firm that specializes in securities, business, and commercial litigation for both domestic and international clients, and as special counsel for bankruptcy trustees. Contact our experienced Miami investment fraud attorneys, we can help.
Affordable Bankruptcy Law Firm
Affordable Bankruptcy Attorney offering low cost chapter 7 and chapter 13 bankruptcy, serving Tampa, St Petersburg, Clearwater and surrounding Hillsborough County areas.
Andrew Bresalier, Esquire
Andrew S. Bresalier handles various legal matters concentrating on Bankruptcy and matters leading to Bankruptcy, such as Credit Card Suits and Foreclosure law in Broward, Miami-Dade and Palm Beach counties. We pride ourselves on working "hands-on" with every client. Our office is conveniently located west of Ft. Lauderdale in Lauderhill, Florida between Commercial and Oakland Park Boulevards, on University Drive…
Bankruptcy Law Offices of James Schwitalla, PA
Our office is located in West Kendall near the Tamiami Executive Airport. Mr. Schwitalla, in his 19th year of practice as a consumer bankruptcy attorney, and his Associate Kelly Childers, Esquire, are supported by a staff of seven.
Bartlett Law Firm, P.A.
The Bartlett Law Firm, P.A. is an Orlando, Florida law firm, focusing on bankruptcy, criminal, DUI and family law. Our attorneys are dedicated to meeting your needs. We offer reasonable rates and generous payment plans. Please call us today to schedule your free initial thirty minute consultation.
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Basic Difference Between Bankruptcy Lawyer and Debt Settlement Attorney
While it's common that a bankruptcy attorney is also well-qualified to act as a debt settlement attorney, you should understand an important distinction between the two legal means of resolving debts.
A debt settlement attorney will represent you with your creditors to negotiate a workable payment plan, and perhaps even negotiate a reduction in the total amount you owe. However, the debt settlement attorney will work separately with each creditor. In addition, the creditors aren't obligated to sit down at the table with your debt settlement attorney.
In contrast, if you file for bankruptcy, your bankruptcy lawyer represents your interests before the bankruptcy court. The bankruptcy court does have the power to compel your creditors to participate in the proceeding. You've now centralized all claims against you into a single proceeding. Your bankruptcy lawyer will still be negotiating with your creditors, but now under the supervision of the bankruptcy court.
A challenge to filing for bankruptcy is that it can have legal implications beyond the bankruptcy proceeding itself and is a matter of public record. You may find it preferable for a debt settlement attorney to help you resolve your debt issues privately, especially if you have only one or two major creditors.
A bankruptcy attorney can help advise you whether filing for bankruptcy or working privately is the right option for you.
Sources of Bankruptcy Law
The main bankruptcy laws in the United States are federal laws. If you do file for bankruptcy, you'll be filing in a federal bankruptcy court. A bankruptcy attorney must be admitted to practice in the federal court district where you're located in order to represent you in the bankruptcy court.
In addition, each state does have its own laws that can impact your case, such as homestead exemption laws that determine how you can protect your home during the bankruptcy process.
Basic Bankruptcy Law
The Bankruptcy Code is commonly known by its various chapters, such as Chapter 7 or Chapter 13. Simply put, the chapter under which your bankruptcy lawyer will recommend you file will depend on whether you're filing as an individual or a legal entity. The chapter selection will also depend on whether you want to liquidate your assets to pay off your debts or reorganize your debts into a single payment plan.
Each chapter has its own requirements, so you might only be eligible for one type of bankruptcy. Your bankruptcy lawyer will help determine which chapters are available to you.
The goal of the bankruptcy proceeding is to offer you a fresh start once it's over. This doesn't mean you can avoid paying your debts through bankruptcy, only that your bankruptcy attorney will help you negotiate a manageable resolution.
