Freeburg & Freeburg LLC
Our attorneys, led by husband and wife duo David and Toni Freeburg, are experienced and dedicated to their practice areas. Toni has 20 years of experience working with bankruptcy. David has 16 years of experience working on real estate cases. Both David and Toni speak at seminars and are thoroughly knowledgeable about laws in their respective practice areas.
Furr & Cohen, P.A.
At FurrCohen, we have built a solid reputation for providing the representation our clients need when they are faced with difficult debt situations or challenging family law matters. We understand that our clients need quality representation that can create real results for them, and we deliver the help necessary to secure the effective and strategic resolutions they need. Our firm…
Galstyan Law Firm
Galstyan Law Firm is a California law practice with an international reputation in all of its practice areas. We strive to maintain and excel our recognition in the legal community and as a dedicated firm with all the resources at hand counsel our clients and deliver quality legal advice.
Gillespie & Murphy, P.A.
At the law firm of Gillespie & Murphy, P.A., we are Christian lawyers dedicated to helping you achieve your goals in matters of bankruptcy. Our clients come to us when they are in financial distress and need legal assistance. Whether you are facing foreclosure, vehicle repossession, tax or a suffocating amount of consumer debt, we can help you obtain the…
Gillespie & Murphy, P.A.
Established in 1991, Gillespie & Murphy, PA is a Christian law firm dedicated to helping clients receive a fresh financial start through bankruptcy. Serving Eastern North Carolina, our bankruptcy attorneys can help you get consumer debt relief, provide assistance with debt management, and gain peace of mind from financial worries. In everything we do, we are thoughtful and approachable lawyers.…
Gina H McDonald & Associates
Gina H. McDonald & Associates offer comprehensive bankruptcy services and guidance through the Debtors Court process. The sooner you call our offices, the sooner we can help you get on the road to debt relief. Nothing is more stressful than trying to pay off a debt that you know you can not afford. Our associates will listen to your concerns,…
Godbey Law
When clients return to our law firm or refer someone to us for representation, we take it as a compliment - a sign that we are doing our jobs effectively. We take our role as your attorneys seriously, never forgetting that the outcome of the case affects your future. As our client, you can rely on our lawyers and staff…
Graham & Associates Law Offices, LLC
Graham & Associates Law Offices, LLC is a full service law firm specializing in personal bankruptcy and business bankruptcy. Specifically, we are experts in providing services related to chapter 7 bankruptcy, chapter 11 bankruptcy, and chapter 13 bankruptcy. Our professional and experienced attorneys have been practicing law for more than 15 years. We offer a robust selection of other law…
Graham & Associates Law Offices, LLC
Graham & Associates Law Offices, LLC is a full service law firm specializing in personal bankruptcy and business bankruptcy. Specifically, we are experts in providing services related to chapter 7 bankruptcy, chapter 11 bankruptcy, and chapter 13 bankruptcy. Our professional and experienced attorneys have been practicing law for more than 15 years. We offer a robust selection of other law…
Graham & Associates Law Offices, LLC
Graham & Associates Law Offices, LLC is a full service law firm specializing in personal bankruptcy and business bankruptcy. Specifically, we are experts in providing services related to chapter 7 bankruptcy, chapter 11 bankruptcy, and chapter 13 bankruptcy. Our professional and experienced attorneys have been practicing law for more than 15 years. We offer a robust selection of other law…
Grand Law Firm
At Grand Law Firm we are proud to represent clients throughout Louisiana with all their financial legal needs for over 20 years. Our main areas of practice include bankruptcy, personal injury, estate planning, and debt settlement. Call today for your free consultation and case evaluation.
Grand Law Firm - Baton Rouge
Trenton Grand is the managing attorney of Grand Law Firm with over 20 years of experience. At Grand Law Firm, we have an experienced team of associate attorneys and support staff. Grand Law Firm represents clients in the areas of Bankruptcy, Personal Injury, Auto Accidents, Debt settlement and consumer law. We also handle matters involving Estate Planning, Wills & Succession,…
GSH Law Firm, PLLC
We are a firm specializing in three important areas of law, Bankruptcy, Debt Settlement and Stop Foreclosure. An unexpected illness, loss of job, a fire, or even sometimes something as joyous as the birth of your first child. Everyone has a different story. For those that are living paycheck to paycheck, all it takes is a slight change in your… Unclaimed: Claim this business
Guerrieri, Cox & Associates
At Guerrieri, Cox & Associates, LLC., in Columbus, Ohio, we have helped thousands of indebted people throughout central Ohio to regain control of their finances by managing, and even eliminating their debts. Our experienced debt-reduction attorneys can free you from your debts and lead you to financial freedom using legal tools provided under the U.S. Bankruptcy Code and other laws.
Hamilton Stephens Steele + Martin, PLLC
Hamilton Stephens Steele + Martin, PLLC was originally founded in 2001 by 10 partners from large Charlotte law firms as a litigation boutique with the goal of providing a cost-effective alternative to larger firms. Over the years HSSM has grown to over 20 lawyers and has expanded our practice areas to include all facets of business and commercial litigation, construction…
Hathaway Sprague Law, P.A.
We are a board-certified consumer bankruptcy attorney and a lawyer with over 30 years of experience in the areas of consumer rights and criminal defense. Together, we help people in Florida's Panhandle keep their homes, find long term debt relief, fight criminal charges and develop estate plans that will benefit them and their loved ones.
Hayward, Parker, O'Leary & Pinsky Esqs
For help with complex issues related to bankruptcy law in New York, contact the legal team at Hayward, Parker, O'Leary & Pinsky Esqs today. Their firm offers nearly three decades of experience with Chapter 7, Chapter 13, and Chapter 11 bankruptcy matters.
Heidi S. Milam Attorney at Law
It's good to have a lawyer who can guide you skillfully and compassionately through the obstacles. Heidi Milan has years of experience assisting with bankruptcy and divorce. The objectives are quite similar - to transition from a situation that has become impossible to a new life. If you need a lawyer who is actually solving serious life problems, look no…
Hicks & Alhejaj, P.C.
Pollak, Hicks & Alhejaj, P.C. helps individuals and businesses obtain debt relief and a chance to begin again with a clean slate and a clear conscience. No two bankruptcy situations are the same, and the attorneys at Pollak, Hicks & Alhejaj, P.C. work to provide an individualized solution for each and every client. Pollak, Hicks & Alhejaj, P.C. is Nebraska…
Hocker Law, LLC
At the law firm of Hocker & Associates, LLC, our legal team supports our clients through all stages of life. Throughout your life, you will encounter situations in which you might need a lawyer. You may be buying or selling a house, preparing your will, getting married, getting a divorce, starting a business, or even filing for bankruptcy. We are…
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Basic Difference Between Bankruptcy Lawyer and Debt Settlement Attorney
While it's common that a bankruptcy attorney is also well-qualified to act as a debt settlement attorney, you should understand an important distinction between the two legal means of resolving debts.
A debt settlement attorney will represent you with your creditors to negotiate a workable payment plan, and perhaps even negotiate a reduction in the total amount you owe. However, the debt settlement attorney will work separately with each creditor. In addition, the creditors aren't obligated to sit down at the table with your debt settlement attorney.
In contrast, if you file for bankruptcy, your bankruptcy lawyer represents your interests before the bankruptcy court. The bankruptcy court does have the power to compel your creditors to participate in the proceeding. You've now centralized all claims against you into a single proceeding. Your bankruptcy lawyer will still be negotiating with your creditors, but now under the supervision of the bankruptcy court.
A challenge to filing for bankruptcy is that it can have legal implications beyond the bankruptcy proceeding itself and is a matter of public record. You may find it preferable for a debt settlement attorney to help you resolve your debt issues privately, especially if you have only one or two major creditors.
A bankruptcy attorney can help advise you whether filing for bankruptcy or working privately is the right option for you.
Sources of Bankruptcy Law
The main bankruptcy laws in the United States are federal laws. If you do file for bankruptcy, you'll be filing in a federal bankruptcy court. A bankruptcy attorney must be admitted to practice in the federal court district where you're located in order to represent you in the bankruptcy court.
In addition, each state does have its own laws that can impact your case, such as homestead exemption laws that determine how you can protect your home during the bankruptcy process.
Basic Bankruptcy Law
The Bankruptcy Code is commonly known by its various chapters, such as Chapter 7 or Chapter 13. Simply put, the chapter under which your bankruptcy lawyer will recommend you file will depend on whether you're filing as an individual or a legal entity. The chapter selection will also depend on whether you want to liquidate your assets to pay off your debts or reorganize your debts into a single payment plan.
Each chapter has its own requirements, so you might only be eligible for one type of bankruptcy. Your bankruptcy lawyer will help determine which chapters are available to you.
The goal of the bankruptcy proceeding is to offer you a fresh start once it's over. This doesn't mean you can avoid paying your debts through bankruptcy, only that your bankruptcy attorney will help you negotiate a manageable resolution.
