Find bankruptcy law firms and bankruptcy attorneys in North America and the USA. These lawyers stand ready to assist with bankruptcy cases, whether it is a chapter 7 bankruptcy or a chapter 13 bankruptcy. Do not leave your financial future to chance - get the expert help you need today.
Rank & Karnes Law, P.C.
2701 12th St SE
Salem, OR 97302

Get Filed for $500 Upfront! Oregon Attorneys with Over 40 Years Combined Experience helping Clients File Bankruptcy and in Other Debt Related Matters. Call for a FREE Consultation and know your options.

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Phone(503) 385-8888

Rank & Karnes Law, P.C.
2701 12th St SE
Salem, OR 97302

Get Filed for $500 Upfront! Oregon Attorneys with Over 40 Years Combined Experience helping Clients File Bankruptcy and in Other Debt Related Matters. Call for a FREE Consultation and know your options.

Butcher Law Office, LLC
116 State Highway 99 N
#101
Eugene, OR 97402

Butcher Law Office, LLC and Tomas Butcher, Attorney at Law, offers a client-centric approach in Eugene and the surrounding areas to financial problems. Butcher Law Office, LLC offers bankruptcy services, including chapter 7 bankruptcy and chapter 13 bankruptcy, debt negotiations, and foreclosure defense. You will work directly with an attorney, Tomas Butcher, to resolve your financial problems through bankruptcy or,…

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Phone(541) 762-1967

Butcher Law Office, LLC
116 State Highway 99 N
#101
Eugene, OR 97402

Butcher Law Office, LLC and Tomas Butcher, Attorney at Law, offers a client-centric approach in Eugene and the surrounding areas to financial problems. Butcher Law Office, LLC offers bankruptcy services, including chapter 7 bankruptcy and chapter 13 bankruptcy, debt negotiations, and foreclosure defense. You will work directly with an attorney, Tomas Butcher, to resolve your financial problems through bankruptcy or,…

Cascade Bankruptcy
1907 Garden Ave
Suite 202
Eugene, OR 97403

Cascade Bankruptcy is a small, service oriented Oregon bankruptcy law firm that is dedicated to representing individuals and small business owners in bankruptcy court. Even though the bankruptcy lawyers at Cascade Bankruptcy have successfully filed over a thousand cases, they understand that everyone's situation is different. Our bankruptcy attorneys are not only highly skilled, but also very compassionate and always…

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Phone(541) 686-5555

Cascade Bankruptcy
1907 Garden Ave
Suite 202
Eugene, OR 97403

Cascade Bankruptcy is a small, service oriented Oregon bankruptcy law firm that is dedicated to representing individuals and small business owners in bankruptcy court. Even though the bankruptcy lawyers at Cascade Bankruptcy have successfully filed over a thousand cases, they understand that everyone's situation is different. Our bankruptcy attorneys are not only highly skilled, but also very compassionate and always…

Christopher J. Kane, P.C.
2207 NE Broadway St
Suite 100
Portland, OR 97232

Christopher J. Kane, PC, provides Portland residents and small-business owners with experienced legal representation. Attorney Kane guides clients through Chapter 7 and Chapter 13 bankruptcy, business formation, estate planning and purchase of foreclosed properties in sheriff's sales.

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Phone(503) 380-7822

Christopher J. Kane, P.C.
2207 NE Broadway St
Suite 100
Portland, OR 97232

Christopher J. Kane, PC, provides Portland residents and small-business owners with experienced legal representation. Attorney Kane guides clients through Chapter 7 and Chapter 13 bankruptcy, business formation, estate planning and purchase of foreclosed properties in sheriff's sales.

Law Office of Attorney Kim Covington
1445 Willamette St
#9
Eugene, OR 97401

If you are struggling with debt because of medical expenses, a divorce, a job loss, a business failure, a problematic mortgage or another difficulty, filing for bankruptcy may prove to be helpful to you. Based in Eugene, The Law Office of Kim Covington is here to serve you. As an experienced attorney for bankruptcy and foreclosure prevention, I am passionate…

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Phone(541) 344-7472

Law Office of Attorney Kim Covington
1445 Willamette St
#9
Eugene, OR 97401

If you are struggling with debt because of medical expenses, a divorce, a job loss, a business failure, a problematic mortgage or another difficulty, filing for bankruptcy may prove to be helpful to you. Based in Eugene, The Law Office of Kim Covington is here to serve you. As an experienced attorney for bankruptcy and foreclosure prevention, I am passionate…

Troutman Law Firm P.C.
1001 SW 5th Ave
Ste 1100
Portland, OR 97204

Led by Portland attorneys, Troutman Law Firm P.C. offers services to those in need of a bankruptcy attorney, business attorney, employment attorney, business litigation attorney, legal services & more. Our Bankruptcy attorneys in Portland at Troutman Law Firm P.C. are here to provide their expertise as bankruptcy attorneys in Portland for any bankruptcy case. Excessive debt, including credit card debt,…

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Phone(503) 597-1651

Troutman Law Firm P.C.
1001 SW 5th Ave
Ste 1100
Portland, OR 97204

Led by Portland attorneys, Troutman Law Firm P.C. offers services to those in need of a bankruptcy attorney, business attorney, employment attorney, business litigation attorney, legal services & more. Our Bankruptcy attorneys in Portland at Troutman Law Firm P.C. are here to provide their expertise as bankruptcy attorneys in Portland for any bankruptcy case. Excessive debt, including credit card debt,…

Baxter & Baxter LLP
5635 Ne Elam Young Pkwy
Suite 300
Hillsboro, OR 97124

The attorneys of Baxter & Baxter, LLP, are dedicated advocates for consumers. Baxter & Baxter, LLP, is a Pacific Northwest consumer protection law firm The Oregon consumer protection lawyers of the Consumer Litigation Group represent individuals in cases with false credit reports, identity theft cases, unlawful debt collection cases, and consumer fraud cases. Bankruptcy Practice Group represents individuals in Chapter…

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Phone(503) 681-9752

Baxter & Baxter LLP
5635 Ne Elam Young Pkwy
Suite 300
Hillsboro, OR 97124

The attorneys of Baxter & Baxter, LLP, are dedicated advocates for consumers. Baxter & Baxter, LLP, is a Pacific Northwest consumer protection law firm The Oregon consumer protection lawyers of the Consumer Litigation Group represent individuals in cases with false credit reports, identity theft cases, unlawful debt collection cases, and consumer fraud cases. Bankruptcy Practice Group represents individuals in Chapter…

Baxter & Baxter LLP
8835 Sw Canyon Ln
Suite 130
Portland, OR 97225

The attorneys of Baxter & Baxter, LLP, are dedicated advocates for consumers. Baxter & Baxter, LLP, is a consumer protection law firm office. The Oregon consumer protection lawyers of the Consumer Litigation Group represent individuals in cases with false credit reports, identity theft cases, unlawful debt collection cases, and consumer fraud cases. The Portland Oregon bankruptcy attorneys, Hillsboro, Oregon bankruptcy…

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No Reviews Yet

Phone(503) 297-9031

Baxter & Baxter LLP
8835 Sw Canyon Ln
Suite 130
Portland, OR 97225

The attorneys of Baxter & Baxter, LLP, are dedicated advocates for consumers. Baxter & Baxter, LLP, is a consumer protection law firm office. The Oregon consumer protection lawyers of the Consumer Litigation Group represent individuals in cases with false credit reports, identity theft cases, unlawful debt collection cases, and consumer fraud cases. The Portland Oregon bankruptcy attorneys, Hillsboro, Oregon bankruptcy…

Baxter & Baxter, LLP
421 High St
Suite 103
Oregon City, OR 97045

The attorneys of Baxter & Baxter, LLP, are dedicated advocates for consumers. Baxter & Baxter, LLP, is a Pacific Northwest consumer protection law firm. The Oregon consumer protection lawyers of the Consumer Litigation Group represent individuals in cases with false credit reports, identity theft cases, unlawful debt collection cases, and consumer fraud cases. The bankruptcy lawyers of the Bankruptcy Practice…

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No Reviews Yet

Phone(503) 657-6531

Baxter & Baxter, LLP
421 High St
Suite 103
Oregon City, OR 97045

The attorneys of Baxter & Baxter, LLP, are dedicated advocates for consumers. Baxter & Baxter, LLP, is a Pacific Northwest consumer protection law firm. The Oregon consumer protection lawyers of the Consumer Litigation Group represent individuals in cases with false credit reports, identity theft cases, unlawful debt collection cases, and consumer fraud cases. The bankruptcy lawyers of the Bankruptcy Practice…

Hackett Law Firm: Portland Bankruptcy Attorneys
650 NE Holladay St.
Suite #1600
Portland, OR 97232

The Portland Bankruptcy attorneys at Hackett Law firm understand bankruptcy law well and have over 10 years of experience guiding their clients to a new, fresh start. With an exclusive focus on Chapter 13 & Chapter 7 law, we have diligently worked on hundreds of bankruptcies throughout Oregon & Washington. Our lawyers recognize that bankruptcy can be an upsetting process… Unclaimed: Claim this business

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Phone(503) 352-3690

Hackett Law Firm: Portland Bankruptcy Attorneys
650 NE Holladay St.
Suite #1600
Portland, OR 97232

The Portland Bankruptcy attorneys at Hackett Law firm understand bankruptcy law well and have over 10 years of experience guiding their clients to a new, fresh start. With an exclusive focus on Chapter 13 & Chapter 7 law, we have diligently worked on hundreds of bankruptcies throughout Oregon & Washington. Our lawyers recognize that bankruptcy can be an upsetting process… Unclaimed: Claim this business

Kuni Donaldson, LLP
1975 SW 1st Ave H
Suite H
Portland, OR 97201

Kuni Donaldson, LLP

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Phone(503) 227-3004

Kuni Donaldson, LLP
1975 SW 1st Ave H
Suite H
Portland, OR 97201

Kuni Donaldson, LLP

Law Office Of Kim Covington
1445 Willamette St
#9
Eugene, OR 97401

Law Office Of Kim Covington

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No Reviews Yet

Phone(541) 654-4172

Law Office Of Kim Covington
1445 Willamette St
#9
Eugene, OR 97401

Law Office Of Kim Covington

Northwest Debt Relief Law Firm
388 State St
Suite 570
Salem, OR 97301

Oregon consumer bankruptcy law firm with offices in Salem and Portland offers simple and affordable payment plans. BBB gives us an 'A' rating. Call the Salem, Oregon Bankruptcy Law Office today.

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No Reviews Yet

Phone(503) 860-6868

Northwest Debt Relief Law Firm
388 State St
Suite 570
Salem, OR 97301

Oregon consumer bankruptcy law firm with offices in Salem and Portland offers simple and affordable payment plans. BBB gives us an 'A' rating. Call the Salem, Oregon Bankruptcy Law Office today.

Northwest Debt Relief Law Firm
2225 Ne Alberta St
Suite A
Portland, OR 97211

We are the only Portland, Oregon bankruptcy law firm offering you the opportunity to pay most of your attorney fees in monthly installments after your case filed.

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No Reviews Yet

Phone(503) 860-6868

Northwest Debt Relief Law Firm
2225 Ne Alberta St
Suite A
Portland, OR 97211

We are the only Portland, Oregon bankruptcy law firm offering you the opportunity to pay most of your attorney fees in monthly installments after your case filed.

Schreiner Law, LLC
45 Nw Park Pl
Bend, OR 97701

Bend bankruptcy lawyer helping consumers file Chapter 7 and 13 cases in Central Oregon. Free consultations!

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No Reviews Yet

Phone(541) 388-1456

Schreiner Law, LLC
45 Nw Park Pl
Bend, OR 97701

Bend bankruptcy lawyer helping consumers file Chapter 7 and 13 cases in Central Oregon. Free consultations!

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Talk To The Best Bankruptcy Attorney Now

Call Now: 1-877-648-0142

With the economy continuing to struggle and jobs still hard to find, many people are facing increasingly difficult financial straits. Both a bankruptcy attorney or debt settlement attorney can help you understand your legal options to deal with creditors.

Basic Difference Between Bankruptcy Lawyer and Debt Settlement Attorney


While it's common that a bankruptcy attorney is also well-qualified to act as a debt settlement attorney, you should understand an important distinction between the two legal means of resolving debts.

A debt settlement attorney will represent you with your creditors to negotiate a workable payment plan, and perhaps even negotiate a reduction in the total amount you owe. However, the debt settlement attorney will work separately with each creditor. In addition, the creditors aren't obligated to sit down at the table with your debt settlement attorney.

In contrast, if you file for bankruptcy, your bankruptcy lawyer represents your interests before the bankruptcy court. The bankruptcy court does have the power to compel your creditors to participate in the proceeding. You've now centralized all claims against you into a single proceeding. Your bankruptcy lawyer will still be negotiating with your creditors, but now under the supervision of the bankruptcy court.

A challenge to filing for bankruptcy is that it can have legal implications beyond the bankruptcy proceeding itself and is a matter of public record. You may find it preferable for a debt settlement attorney to help you resolve your debt issues privately, especially if you have only one or two major creditors.

A bankruptcy attorney can help advise you whether filing for bankruptcy or working privately is the right option for you.

Sources of Bankruptcy Law


The main bankruptcy laws in the United States are federal laws. If you do file for bankruptcy, you'll be filing in a federal bankruptcy court. A bankruptcy attorney must be admitted to practice in the federal court district where you're located in order to represent you in the bankruptcy court.

In addition, each state does have its own laws that can impact your case, such as homestead exemption laws that determine how you can protect your home during the bankruptcy process.

Basic Bankruptcy Law


The Bankruptcy Code is commonly known by its various chapters, such as Chapter 7 or Chapter 13. Simply put, the chapter under which your bankruptcy lawyer will recommend you file will depend on whether you're filing as an individual or a legal entity. The chapter selection will also depend on whether you want to liquidate your assets to pay off your debts or reorganize your debts into a single payment plan.

Each chapter has its own requirements, so you might only be eligible for one type of bankruptcy. Your bankruptcy lawyer will help determine which chapters are available to you.

The goal of the bankruptcy proceeding is to offer you a fresh start once it's over. This doesn't mean you can avoid paying your debts through bankruptcy, only that your bankruptcy attorney will help you negotiate a manageable resolution.

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