Find bankruptcy law firms and bankruptcy attorneys in North America and the USA. These lawyers stand ready to assist with bankruptcy cases, whether it is a chapter 7 bankruptcy or a chapter 13 bankruptcy. Do not leave your financial future to chance - get the expert help you need today.
Bradley Law Firm, LLC
6 Carriage Ln
Suite A
Charleston, SC 29407

Bradley Law Firm, LLC, provides legal services for individuals and families in South Carolina who are struggling through legal matters they cannot handle on their own. We always recommend that people turn to a lawyer during these times, as those without legal backgrounds will not understand the law surrounding their cases and could end up making their situation worse.

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Phone(843) 571-4611

Bradley Law Firm, LLC
6 Carriage Ln
Suite A
Charleston, SC 29407

Bradley Law Firm, LLC, provides legal services for individuals and families in South Carolina who are struggling through legal matters they cannot handle on their own. We always recommend that people turn to a lawyer during these times, as those without legal backgrounds will not understand the law surrounding their cases and could end up making their situation worse.

Matthews & Megna LLC
2117 W Palmetto St
suite c
Florence, SC 29501

Ben Matthews and Tony R. Megna have been serving the SC area since 1985 and have gained the trust of many. Matthews & Megna, LLC has handled thousands of cases involving bankruptcy, estate planning, and personal injury and has winning results to prove it. Call (843) 662-9699 today for a free consultation.

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Phone(843) 662-9699

Matthews & Megna LLC
2117 W Palmetto St
suite c
Florence, SC 29501

Ben Matthews and Tony R. Megna have been serving the SC area since 1985 and have gained the trust of many. Matthews & Megna, LLC has handled thousands of cases involving bankruptcy, estate planning, and personal injury and has winning results to prove it. Call (843) 662-9699 today for a free consultation.

Matthews & Megna, LLC
331 E Main St
#257
Rock Hill, SC 29730

Matthews & Megna, LLC works hard to help you through the most difficult of times. We are down to earth people who have been helping people in South Carolina for over 25 years. Our legal professionals are experts in bankruptcy, estate planning, and personal injury cases. Call (803) 909-9377 today for a free case consultation.

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Phone(803) 909-9377

Matthews & Megna, LLC
331 E Main St
#257
Rock Hill, SC 29730

Matthews & Megna, LLC works hard to help you through the most difficult of times. We are down to earth people who have been helping people in South Carolina for over 25 years. Our legal professionals are experts in bankruptcy, estate planning, and personal injury cases. Call (803) 909-9377 today for a free case consultation.

Matthews & Megna, LLC
3406 West Ave
Columbia, SC 29203

Ben Matthews and Tony R. Megna are experienced personal injury, bankruptcy and estate planning attorneys who are committed to helping victims of motor vehicle wrecks, economic hardship and job injuries. Serving the Columbia, Florence and Darlington area since 1985, we have handled thousands of cases and won major settlements for their clients, whether settling out of court or going to…

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Phone(803) 799-1700

Matthews & Megna, LLC
3406 West Ave
Columbia, SC 29203

Ben Matthews and Tony R. Megna are experienced personal injury, bankruptcy and estate planning attorneys who are committed to helping victims of motor vehicle wrecks, economic hardship and job injuries. Serving the Columbia, Florence and Darlington area since 1985, we have handled thousands of cases and won major settlements for their clients, whether settling out of court or going to…

Meredith Law Firm LLC
1901 Assembly St
Suite 360
Columbia, SC 29201

The bankruptcy attorneys at Meredith Law Firm, LLC in Columbia, South Carolina, have years of experience and knowledge handling Chapter 7, Chapter 11 and Chapter 13 filings. The choice to file for protection under the Bankruptcy Code can be a difficult, emotional decision...

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Phone(803) 451-5000

Meredith Law Firm LLC
1901 Assembly St
Suite 360
Columbia, SC 29201

The bankruptcy attorneys at Meredith Law Firm, LLC in Columbia, South Carolina, have years of experience and knowledge handling Chapter 7, Chapter 11 and Chapter 13 filings. The choice to file for protection under the Bankruptcy Code can be a difficult, emotional decision...

Meredith Law Firm, LLC
4000 Faber Pl Dr
Suite 120
North Charleston, SC 29405

At Meredith Law Firm LLC, our experienced attorneys are dedicated to providing a fresh financial start to our clients. We do so by forming personal relationships with each individual and business owner with whom we work. We are determined to start you on your journey to a brighter financial future as soon as possible.

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Phone(843) 529-9000

Meredith Law Firm, LLC
4000 Faber Pl Dr
Suite 120
North Charleston, SC 29405

At Meredith Law Firm LLC, our experienced attorneys are dedicated to providing a fresh financial start to our clients. We do so by forming personal relationships with each individual and business owner with whom we work. We are determined to start you on your journey to a brighter financial future as soon as possible.

Reed Law Firm, P.A.
220 Stoneridge Drive
Suite #301
Columbia, SC 29210

Bankruptcy is not something our attorneys dabble in from time to time as part of a larger legal practice. At the Reed Law Firm, P.A., we focus on Chapter 7 and Chapter 13 bankruptcy filings on behalf of South Carolina residents and small businesses. They come to our office during the most difficult times in their lives. Their debt is…

No Reviews Yet

Phone(803) 726-4888

Reed Law Firm, P.A.
220 Stoneridge Drive
Suite #301
Columbia, SC 29210

Bankruptcy is not something our attorneys dabble in from time to time as part of a larger legal practice. At the Reed Law Firm, P.A., we focus on Chapter 7 and Chapter 13 bankruptcy filings on behalf of South Carolina residents and small businesses. They come to our office during the most difficult times in their lives. Their debt is…

The Law Office of Lauren Clark, L.L.C.
925 D Wappoo Road
Charleston, SC 29407

When you are facing difficult financial challenges, life can seem overwhelming. It is important to know that you are not alone. At The Law Office of Lauren Clark, L.L.C., we work with clients in South Carolina who are dealing with issues of debt, foreclosure and financial situations that seem unmanageable. Bankruptcy laws are designed to protect people who are in…

No Reviews Yet

Phone(803) 386-8868

The Law Office of Lauren Clark, L.L.C.
925 D Wappoo Road
Charleston, SC 29407

When you are facing difficult financial challenges, life can seem overwhelming. It is important to know that you are not alone. At The Law Office of Lauren Clark, L.L.C., we work with clients in South Carolina who are dealing with issues of debt, foreclosure and financial situations that seem unmanageable. Bankruptcy laws are designed to protect people who are in…

The Law Office of Lauren Clark, L.L.C.
925 Wappoo Rd
Charleston, SC 29407

When you are facing difficult financial challenges, life can seem overwhelming. It is important to know that you are not alone. At The Law Office of Lauren Clark, L.L.C., we work with clients in South Carolina who are dealing with issues of debt, foreclosure and financial situations that seem unmanageable. Bankruptcy laws are designed to protect people who are in…

No Reviews Yet

Phone(803) 386-8868

The Law Office of Lauren Clark, L.L.C.
925 Wappoo Rd
Charleston, SC 29407

When you are facing difficult financial challenges, life can seem overwhelming. It is important to know that you are not alone. At The Law Office of Lauren Clark, L.L.C., we work with clients in South Carolina who are dealing with issues of debt, foreclosure and financial situations that seem unmanageable. Bankruptcy laws are designed to protect people who are in…

O'Steen Law Firm, LLC
2254 Celanese Rd
Rock Hill, SC 29732

I provide bankruptcy advice & counseling to debtors in need of relief. As an attorney & a Certified Public Accountant, I am uniquely experienced & qualified to assist you with your financial situation!

No Reviews Yet

Phone(803) 327-5300

O'Steen Law Firm, LLC
2254 Celanese Rd
Rock Hill, SC 29732

I provide bankruptcy advice & counseling to debtors in need of relief. As an attorney & a Certified Public Accountant, I am uniquely experienced & qualified to assist you with your financial situation!

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Talk To The Best Bankruptcy Attorney Now

Call Now: 1-877-648-0142

With the economy continuing to struggle and jobs still hard to find, many people are facing increasingly difficult financial straits. Both a bankruptcy attorney or debt settlement attorney can help you understand your legal options to deal with creditors.

Basic Difference Between Bankruptcy Lawyer and Debt Settlement Attorney


While it's common that a bankruptcy attorney is also well-qualified to act as a debt settlement attorney, you should understand an important distinction between the two legal means of resolving debts.

A debt settlement attorney will represent you with your creditors to negotiate a workable payment plan, and perhaps even negotiate a reduction in the total amount you owe. However, the debt settlement attorney will work separately with each creditor. In addition, the creditors aren't obligated to sit down at the table with your debt settlement attorney.

In contrast, if you file for bankruptcy, your bankruptcy lawyer represents your interests before the bankruptcy court. The bankruptcy court does have the power to compel your creditors to participate in the proceeding. You've now centralized all claims against you into a single proceeding. Your bankruptcy lawyer will still be negotiating with your creditors, but now under the supervision of the bankruptcy court.

A challenge to filing for bankruptcy is that it can have legal implications beyond the bankruptcy proceeding itself and is a matter of public record. You may find it preferable for a debt settlement attorney to help you resolve your debt issues privately, especially if you have only one or two major creditors.

A bankruptcy attorney can help advise you whether filing for bankruptcy or working privately is the right option for you.

Sources of Bankruptcy Law


The main bankruptcy laws in the United States are federal laws. If you do file for bankruptcy, you'll be filing in a federal bankruptcy court. A bankruptcy attorney must be admitted to practice in the federal court district where you're located in order to represent you in the bankruptcy court.

In addition, each state does have its own laws that can impact your case, such as homestead exemption laws that determine how you can protect your home during the bankruptcy process.

Basic Bankruptcy Law


The Bankruptcy Code is commonly known by its various chapters, such as Chapter 7 or Chapter 13. Simply put, the chapter under which your bankruptcy lawyer will recommend you file will depend on whether you're filing as an individual or a legal entity. The chapter selection will also depend on whether you want to liquidate your assets to pay off your debts or reorganize your debts into a single payment plan.

Each chapter has its own requirements, so you might only be eligible for one type of bankruptcy. Your bankruptcy lawyer will help determine which chapters are available to you.

The goal of the bankruptcy proceeding is to offer you a fresh start once it's over. This doesn't mean you can avoid paying your debts through bankruptcy, only that your bankruptcy attorney will help you negotiate a manageable resolution.

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