Billbusters, Ledford, Wu & Borges, LLC
We are a law firm focused on providing cost-effective and personalized debt relief services. Our attorneys have more than 50 years of experience in the practice of bankruptcy law. When personal or business financial interests are involved, we fully understand the importance of securing your rights.
Billbusters, Ledford, Wu & Borges, LLC
We are a law firm focused on providing cost-effective and personalized debt relief services. Our attorneys have more than 50 years of experience in the practice of bankruptcy law. When personal or business financial interests are involved, we fully understand the importance of securing your rights.
Billbusters, Ledford, Wu & Borges, LLC
We are a law firm focused on providing cost-effective and personalized debt relief services. Our attorneys have more than 50 years of experience in the practice of bankruptcy law. When personal or business financial interests are involved, we fully understand the importance of securing your rights.
Billbusters, Ledford, Wu & Borges, LLC
We are a law firm focused on providing cost-effective and personalized debt relief services. Our attorneys have more than 50 years of experience in the practice of bankruptcy law. When personal or business financial interests are involved, we fully understand the importance of securing your rights.
Billbusters, Ledford, Wu & Borges, LLC
We are a law firm focused on providing cost-effective and personalized debt relief services. Our attorneys have more than 50 years of experience in the practice of bankruptcy law. When personal or business financial interests are involved, we fully understand the importance of securing your rights.
Billbusters, Ledford, Wu & Borges, LLC
We are a law firm focused on providing cost-effective and personalized debt relief services. Our attorneys have more than 50 years of experience in the practice of bankruptcy law. When personal or business financial interests are involved, we fully understand the importance of securing your rights.
BLC Law Center
We have filed thousands of bankruptcy cases and our sole mission is to help people facing tough financial times—overwhelming credit card debts, foreclosures, repossessions, garnishments, bank levies, evictions, lawsuits, taxes and harassing phone calls.
Bond Botes & Woods PC
The newest Bond, Botes, & Woods, P.C. law office in Hattiesburg, MS is a bankruptcy and financial law firm for businesses and individuals. We are dedicated to helping serve the people of Hattiesburg solve their financial issues with compassion, understanding, and hard work.
Bond Botes & Woods PC
Bond, Botes & Woods, P.C is a full service bankruptcy law firm serving the cities of Jackson and Byram Mississippi and the surrounding area. If you are dealing with debt you have no hope of paying, you owe it to yourself to get the facts about bankruptcy. Your Bond & Botes attorney will listen carefully and explain how bankruptcy would…
Bond Botes Sykstus Tanner & Ezzell PC
Bond, Botes, Sykstus, Tanner & Ezzell P.C. is a experienced bankruptcy, debt relief, and social security disability law firm serving Huntsville, AL and the surrounding areas. Dealing with financial problems is never something should have to deal with. Luckily, when it does occur the attorneys at Bond & Botes are here to help walk you through the process.
Bond Botes Sykstus Tanner & McNutt PC
Bond Botes Sykstus Tanner & McNutt PC are experienced bankruptcy, social security, and debt relief attorneys in Florence, AL. Our dedicated and caring attorneys take pride in easing the stress related with financial problems. Call our attorneys today to discuss your financial situation.
Bond, Botes & Handy, P.C.
The bankruptcy attorneys at Bond, Botes & Handy, P.C. are experienced and caring when handling your financial matters. Our attorneys will be there with you every step of the way as we go through this difficult process. Contact our attorneys today for a free consultation of your financial issues.
Bond, Botes & Handy, P.C.
Bond, Botes, & Handy PC is a Gadsden, AL bankruptcy and financial services law firm. We offer every potential client a FREE face-to-face consultation with an experienced bankruptcy attorney. If you need debt relief, the law is there to help you. And so are the attorneys at Bond & Botes.
Bond, Botes & Woods, P.C
Bond, Botes, & Woods, P.C. is a Vicksburg, MS bankruptcy and financial law firm for businesses and individuals. If you are dealing with debt you have no hope of paying, you owe it to yourself to get the facts about bankruptcy. Your Bond & Botes attorney will listen carefully and explain how bankruptcy would affect your unique situation.
Bond, Botes, & Lawson, P.C.
The Knoxville bankruptcy lawyers at Bond Botes & Lawson PC have been filing Chapter 7 & 13 bankruptcies in the Knoxville, Oak Ridge and Maryville TN areas for over 15 yrs. Free face to face Consultation with a bankruptcy lawyer to determine what is best for your financial situation.
Bradley Law Firm, LLC
Bradley Law Firm, LLC, provides legal services for individuals and families in South Carolina who are struggling through legal matters they cannot handle on their own. We always recommend that people turn to a lawyer during these times, as those without legal backgrounds will not understand the law surrounding their cases and could end up making their situation worse.
Bruce Allen Attorney
I am attorney Bruce Allen of Fayetteville, North Carolina. For more than a quarter-century, individuals, families and small-business owners have been turning to me for help with their legal needs, across a full range of practice areas. I offer my clients something that people find rare in our crowded world of attorneys and law firms: insight into finding solutions that…
Bruce Radowitz ESQ
Bruce Radowitz ESQ, located in Union, NJ, offers over 25 years of experience in bankruptcy, foreclosure, tax, and credit law. We are knowledgeable in Chapter 7, Chapter 11, and Chapter 13 bankruptcy, as well as eviction cases, garnished wages, and issues with the IRS. We represent debtors and collectors in bankruptcy court and buyers and sellers in real estate matters.…
Butcher Law Office, LLC
Butcher Law Office, LLC and Tomas Butcher, Attorney at Law, offers a client-centric approach in Eugene and the surrounding areas to financial problems. Butcher Law Office, LLC offers bankruptcy services, including chapter 7 bankruptcy and chapter 13 bankruptcy, debt negotiations, and foreclosure defense. You will work directly with an attorney, Tomas Butcher, to resolve your financial problems through bankruptcy or,…
Cain Law Offices
Bankruptcy Attorney David T Cain One of San Antonio's most experienced Bankruptcy Attorney. The Law Office of David T Cain has been serving Bexar County and the Central Texas area for over 30 years. During that time we have helped thousands of individuals and families get through a very rough period in their lives. When you meet with us, you…
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Basic Difference Between Bankruptcy Lawyer and Debt Settlement Attorney
While it's common that a bankruptcy attorney is also well-qualified to act as a debt settlement attorney, you should understand an important distinction between the two legal means of resolving debts.
A debt settlement attorney will represent you with your creditors to negotiate a workable payment plan, and perhaps even negotiate a reduction in the total amount you owe. However, the debt settlement attorney will work separately with each creditor. In addition, the creditors aren't obligated to sit down at the table with your debt settlement attorney.
In contrast, if you file for bankruptcy, your bankruptcy lawyer represents your interests before the bankruptcy court. The bankruptcy court does have the power to compel your creditors to participate in the proceeding. You've now centralized all claims against you into a single proceeding. Your bankruptcy lawyer will still be negotiating with your creditors, but now under the supervision of the bankruptcy court.
A challenge to filing for bankruptcy is that it can have legal implications beyond the bankruptcy proceeding itself and is a matter of public record. You may find it preferable for a debt settlement attorney to help you resolve your debt issues privately, especially if you have only one or two major creditors.
A bankruptcy attorney can help advise you whether filing for bankruptcy or working privately is the right option for you.
Sources of Bankruptcy Law
The main bankruptcy laws in the United States are federal laws. If you do file for bankruptcy, you'll be filing in a federal bankruptcy court. A bankruptcy attorney must be admitted to practice in the federal court district where you're located in order to represent you in the bankruptcy court.
In addition, each state does have its own laws that can impact your case, such as homestead exemption laws that determine how you can protect your home during the bankruptcy process.
Basic Bankruptcy Law
The Bankruptcy Code is commonly known by its various chapters, such as Chapter 7 or Chapter 13. Simply put, the chapter under which your bankruptcy lawyer will recommend you file will depend on whether you're filing as an individual or a legal entity. The chapter selection will also depend on whether you want to liquidate your assets to pay off your debts or reorganize your debts into a single payment plan.
Each chapter has its own requirements, so you might only be eligible for one type of bankruptcy. Your bankruptcy lawyer will help determine which chapters are available to you.
The goal of the bankruptcy proceeding is to offer you a fresh start once it's over. This doesn't mean you can avoid paying your debts through bankruptcy, only that your bankruptcy attorney will help you negotiate a manageable resolution.
