Find bankruptcy law firms and bankruptcy attorneys in North America and the USA. These lawyers stand ready to assist with bankruptcy cases, whether it is a chapter 7 bankruptcy or a chapter 13 bankruptcy. Do not leave your financial future to chance - get the expert help you need today.
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Thomas Hogan Law Office
We have been family owned and operated business for over 25 years. You are not just a number at our office. We make it a point to meet with our clients personally.
We have been family owned and operated business for over 25 years. You are not just a number at our office. We make it a point to meet with our clients personally.
Thomas Kerns McKnight is an experienced attorney that handles legal cases pertaining to bankruptcy debt settlement, Chapter 7 & 13, debt negotiation in Santa Ana, California. Unclaimed: Claim this business
Bankruptcy law firm (filed over 10,000 cases). Board certified bankruptcy specialist. Serving entire state of California. A+ rating with the Better Business Bureau.
Alternative Solutions Legal Center, PC offers affordable and legal credit repair, bankruptcy and debt relief solutions. Let us help you find the best solution and keep you out of legal trouble!
At Atlas Law Firm in Riverside, CA we offer debt settlement, and bankruptcy services. Our lawyers are specialized in Chapter 7 and Chapter 13 bankruptcy. If your debts have gotten out of control, then you need the help of a qualified bankruptcy attorney. Bankruptcy can give you a financial fresh start and the opportunity to regain control of your life.…
Susan J. Salehi has represented 1000's of individuals and small business debtors in Chapter 7 and Chapter 13 bankruptcy cases since 1992. Get a "fresh start" in a Chapter 7. Learn how to stop a foreclosure and pay back the pastdue payments in 3-5 years and even "strip off" an unsecured 2nd mtg in a Chapter 13 bankruptcy. Bankruptcy is…
Bankruptcy Attorneys Pros has bankruptcy specialized attorneys in the Riverside County and Corona CA area. Contact us today! With over 25 years of experience you can trust our bankruptcy lawyers! Our lawyers are passionate about bankruptcy and it shows. If you have ever considered debt settlement, debt consolidation or bankruptcy, call us first!· Our team of professional attorneys will cater…
For over 15 years, the Law Offices of Brian Barta has successfully guided people from all walks of life with varying income levels through bankruptcy, helping each client to make an informed decision about whether or not bankruptcy is right for them.
With the economy continuing to struggle and jobs still hard to find, many people are facing increasingly difficult financial straits. Both a bankruptcy attorney or debt settlement attorney can help you understand your legal options to deal with creditors.
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James Graham is the best. He will fight for you all the way. He won my case for me and I'm loving it. [...]
Recent Review
Symmes Law Group PLLC
Adam MendozaMonday, January 23rd 2023
Mr. Symmes did in awesome job for me. He was prompt and straight to the point. Very knowledgable and [...]
Recent Review
Diane L. Drain, Law Office of D.L. Drain, P.A.
Paul GWednesday, November 2nd 2022
If there is more than 5 stars, I would Jump to give the highest possible rating to attorney Diane Drain. [...]
Basic Difference Between Bankruptcy Lawyer and Debt Settlement Attorney
While it's common that a bankruptcy attorney is also well-qualified to act as a debt settlement attorney, you should understand an important distinction between the two legal means of resolving debts.
A debt settlement attorney will represent you with your creditors to negotiate a workable payment plan, and perhaps even negotiate a reduction in the total amount you owe. However, the debt settlement attorney will work separately with each creditor. In addition, the creditors aren't obligated to sit down at the table with your debt settlement attorney.
In contrast, if you file for bankruptcy, your bankruptcy lawyer represents your interests before the bankruptcy court. The bankruptcy court does have the power to compel your creditors to participate in the proceeding. You've now centralized all claims against you into a single proceeding. Your bankruptcy lawyer will still be negotiating with your creditors, but now under the supervision of the bankruptcy court.
A challenge to filing for bankruptcy is that it can have legal implications beyond the bankruptcy proceeding itself and is a matter of public record. You may find it preferable for a debt settlement attorney to help you resolve your debt issues privately, especially if you have only one or two major creditors.
A bankruptcy attorney can help advise you whether filing for bankruptcy or working privately is the right option for you.
Sources of Bankruptcy Law
The main bankruptcy laws in the United States are federal laws. If you do file for bankruptcy, you'll be filing in a federal bankruptcy court. A bankruptcy attorney must be admitted to practice in the federal court district where you're located in order to represent you in the bankruptcy court.
In addition, each state does have its own laws that can impact your case, such as homestead exemption laws that determine how you can protect your home during the bankruptcy process.
Basic Bankruptcy Law
The Bankruptcy Code is commonly known by its various chapters, such as Chapter 7 or Chapter 13. Simply put, the chapter under which your bankruptcy lawyer will recommend you file will depend on whether you're filing as an individual or a legal entity. The chapter selection will also depend on whether you want to liquidate your assets to pay off your debts or reorganize your debts into a single payment plan.
Each chapter has its own requirements, so you might only be eligible for one type of bankruptcy. Your bankruptcy lawyer will help determine which chapters are available to you.
The goal of the bankruptcy proceeding is to offer you a fresh start once it's over. This doesn't mean you can avoid paying your debts through bankruptcy, only that your bankruptcy attorney will help you negotiate a manageable resolution.
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